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In the meantime, keep reading to take advantage of a special one-time offer. For the next 20 minutes, you can grab my 7 Decisions in Retirement Workbook for just $39 (It's a $99 value!).
Otherwise, simply check your inbox in a few minutes for your free download.
Ready to feel confident going into retirement? You won't want to miss this exclusive offer below:
Make your retirement tax decisions feel less overwhelming with a simple workbook that helps you see what needs attention before the big deadlines arrive.
The 7 Decisions in Retirement workbook helps you understand the tax decisions that often sneak up on retirees, before RMDs, Medicare, Social Security, and IRA withdrawals start making the rules for you.
“You might simply need a clearer path. If you're nearing retirement, this is a reminder to plan with intention. These years are powerful for shaping your future tax picture and giving you flexibility. Small decisions now support your freedom later.”
— Melissa Downs
Retirement decisions do not have to feel like a pile of disconnected tax rules.
This workbook walks you through seven common retirement decisions that can affect your taxes, income, Medicare costs, and legacy planning. It is designed to help you slow down, see the bigger picture, and understand which topics may deserve a deeper conversation with your tax professional or financial advisor.
“Most retirees are not careless. They are simply handed a pile of disconnected decisions and told to figure it out as they go.”
— Melissa Downs
Meet your Retirement Tax Strategist
I’m an Enrolled Agent with over 15 years of experience in tax and financial strategy, an MBA in finance and economics, and an Accredited Retirement Advisor (ARA). For more than a decade, I’ve worked closely with retirees, especially the “super savers” who did everything right but now face steep tax bills just when they’re ready to enjoy life.
I built this service to help you sidestep those hidden tax traps and make the most of your hard-earned savings. Whether you're years from retirement or already there, it's not too late to take action. Together, we’ll build a smarter drawdown plan so you can spend freely, give generously, and retire confidently.
Retirement tax strategy that puts you back in control.
“Retirement tax planning is not about predicting the future perfectly. It’s about seeing the major decision points early enough that you still have options.”
— Melissa Downs
INTRODUCING THE 7 DECISIONS IN RETIREMENT WORKBOOK
Understand the retirement tax decisions that can quietly shape your income, Medicare costs, and long-term flexibility.
You’ll get instant access to a practical retirement tax workbook designed for thoughtful savers who want more clarity before making major decisions. Workbook (regularly $99)
Here’s what’s included in the 7 Decisions in Retirement Workbook:
A plain-English walkthrough of seven retirement decisions that can affect your tax picture.
A clearer view of how IRA withdrawals, Roth conversions, Social Security, RMDs, Medicare, charitable giving, and legacy planning can connect.
Reflection prompts to help you identify which decisions may need attention sooner.
Simple explanations you can use before meeting with your CPA, financial advisor, or retirement tax strategist.
A big-picture framework so you can stop looking at each decision in isolation.
“You don’t need to know every tax rule to make better retirement decisions. You need to know which decisions deserve attention before they become expensive surprises.”
— Melissa Downs
Retirement Tax Decisions Do Not Have To Feel So Scattered
JUST IMAGINE IF YOU COULD....
Understand which retirement tax decisions may matter before you are forced to act.
See why a large IRA can create future tax pressure, even if you saved responsibly.
Feel more prepared before talking with your CPA or financial advisor.
Stop wondering whether you are missing something important.
Begin turning retirement tax planning into a thoughtful annual rhythm instead of a last-minute scramble.
“A large IRA can be a wonderful asset, but it also comes with a future tax bill. The sooner you understand how that bill may unfold, the more control you have.”
— Melissa Downs
Frequently Asked Questions
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No. This guide is educational and is designed to help you understand the types of decisions that may affect your retirement tax picture. It does not replace personalized tax, legal, or investment advice.
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This workbook is best for near-retirees or retirees who have saved diligently and want to better understand how taxes may show up in retirement. It is especially helpful if you have money in a traditional IRA, 401(k), 403(b), or other pre-tax retirement account.
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No. This guide will not calculate a specific Roth conversion amount or withdrawal strategy. It will help you understand the decision points so you can have a more informed conversation with your professional team.
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Because the most useful planning windows often happen before the deadlines arrive. Decisions around Roth conversions, Social Security, Medicare, RMDs, and charitable giving are easier to evaluate when you still have time and flexibility.
It’s time to get clearer about the retirement tax decisions ahead of you.
One more time, here’s what you’ll get when you purchase the 7 Decisions in Retirement Workbook today:
Here's what's included in the 7 Decisions in Retirement Workbook:
A clear overview of seven retirement decisions that may affect your taxes.
Plain-English explanations without financial jargon.
A framework for seeing how IRA withdrawals, Roth conversions, Social Security, Medicare, RMDs, charitable giving, and legacy planning fit together.
Reflection prompts to help you identify what deserves attention.
A practical starting point before meeting with your CPA, financial advisor, or retirement tax strategist.
Regular price: $97
Today's price: $37
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